Recently I have been facing a lot of money issues and I have to admit, I am not a good financial planner.
I spent every single cent I earn and was nearly broke at the end of the month. I started working in May this year and have been ticking off a few items from my wish list. My Bobbi Brown foundation, Laneige eye cream, Long Champ bag, my cravings for Sushi Tei and Starbucks... I've been spending a lot and recently I've just signed up for a Fitness package.
As I work in a mall, my usual meals are Manhattan Fish Market, Ichiban Sushi, Ajisen Ramen, Fish n Co, Lerk Thai and lots of other restaurants. Plus my coffee addiction has made me a loyal customer of Toast Box. Occasionally I'll go to the food court but even food in certain food court is expensive.
Of course I did realise that I should save for a rainy day, so last Saturday morning (while it was still raining), I went to POSB to open an additional account for savings purposes only. I told the teller not to issue me the atm card or any debit cards with this account.
Ok now the not-so-good part, I signed up for 2 credit cards, 1 of them is for paying the monthly fitness package installment. Money in, money out, but more money in than out I hope. So far, I have only saved about 1 month's pay after working for 5 months... TT
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